Attorney Jessie Paluch, founder of TruLaw, has over 25 years of experience as a personal injury and mass tort attorney, and previously worked as an international tax attorney at Deloitte. Jessie collaborates with attorneys nationwide — enabling her to share reliable, up-to-date legal information with our readers.
This article has been written and reviewed for legal accuracy and clarity by the team of writers and legal experts at TruLaw and is as accurate as possible. This content should not be taken as legal advice from an attorney. If you would like to learn more about our owner and experienced injury lawyer, Jessie Paluch, you can do so here.
TruLaw does everything possible to make sure the information in this article is up to date and accurate. If you need specific legal advice about your case, contact us by using the chat on the bottom of this page. This article should not be taken as advice from an attorney.
On November 1, 2017, open enrollment for the Affordable Care Act began.
It is very important that individuals/families who are not covered by healthcare plans by their employers, consider purchasing a plan through HealthCare.gov.
Furthermore, action should be taken quickly, open enrollment for this year’s ACA will run for only six weeks – until December 15, 2017.
Although healthcare has been the subject of a lot of political debates in recent months, the ACA is still the law of the land, which means all Americans can take advantage of the marketplace and will be subject to penalties for failure to find health insurance.
As in prior years, enrollment can be done simply through HealthCare.gov, but HealthCare.gov can direct you to local licensed insurance agents who have registered with the Marketplace if further assistance is desired.
They have also put together a Marketplace Application Checklist, so you know what to have ready when you plan to enroll.
In addition, a toll-free number has been set up to assist individuals shopping on the Marketplace, but expect delays during the open enrollment timeframe.
The toll-free number to speak to a HealthCare.gov representative is 1-800-318-2596.
Similar to prior years, HealthCare.gov assists individuals to shop the insurance marketplace and offers cost-saving subsidies where they are available.
Individuals who are not covered by their employer will be subject to a $695 penalty, and families would be subject to a $2,085 penalty.
There is a common misconception that health coverage under the ACA is not affordable.
Many individuals and families report that they were able to find an affordable plan through the use of the marketplace, as well as taking advantage of cost-saving subsidies that are explained at HealthCare.gov.
Half of the people who signed up through the federal exchange found a plan that cost them between $50 and $100 per month.
Plans on the marketplace are comprehensive – covering a wide range of health services including essential benefits, preventative services, and, despite recent debates, pre-existing conditions.
In fact, according to GetAmericaCovered.org, 8 out of 10 people qualified for healthcare plans on the marketplace.
Experienced Attorney & Legal SaaS CEO
With over 25 years of legal experience, Jessie is an Illinois lawyer, a CPA, and a mother of three. She spent the first decade of her career working as an international tax attorney at Deloitte.
In 2009, Jessie co-founded her own law firm with her husband – which has scaled to over 30 employees since its conception.
In 2016, Jessie founded TruLaw, which allows her to collaborate with attorneys and legal experts across the United States on a daily basis. This hypervaluable network of experts is what enables her to share reliable legal information with her readers!
Here, at TruLaw, we’re committed to helping victims get the justice they deserve.
Alongside our partner law firms, we have successfully collected over $3 Billion in verdicts and settlements on behalf of injured individuals.
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At TruLaw, we fiercely combat corporations that endanger individuals’ well-being. If you’ve suffered injuries and believe these well-funded entities should be held accountable, we’re here for you.
With TruLaw, you gain access to successful and seasoned lawyers who maximize your chances of success. Our lawyers invest in you—they do not receive a dime until your lawsuit reaches a successful resolution!
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AFFF Lawsuit claims are being filed against manufacturers of aqueous film-forming foam (AFFF), commonly used in firefighting.
Claims allege that companies such as 3M, DuPont, and Tyco Fire Products failed to adequately warn users about the potential dangers of AFFF exposure — including increased risks of various cancers and diseases.
Suboxone Tooth Decay Lawsuit claims are being filed against Indivior, the manufacturer of Suboxone, a medication used to treat opioid addiction.
Claims allege that Indivior failed to adequately warn users about the potential dangers of severe tooth decay and dental injuries associated with Suboxone’s sublingual film version.
Social Media Harm Lawsuits are being filed against social media companies for allegedly causing mental health issues in children and teens.
Claims allege that companies like Meta, Google, ByteDance, and Snap designed addictive platforms that led to anxiety, depression, and other mental health issues without adequately warning users or parents.
Transvaginal Mesh Lawsuits are being filed against manufacturers of transvaginal mesh products used to treat pelvic organ prolapse (POP) and stress urinary incontinence (SUI).
Claims allege that companies like Ethicon, C.R. Bard, and Boston Scientific failed to adequately warn about potential dangers — including erosion, pain, and infection.
Bair Hugger Warming Blanket Lawsuits involve claims against 3M — alleging their surgical warming blankets caused severe infections and complications (particularly in hip and knee replacement surgeries).
Plaintiffs claim 3M failed to warn about potential risks — despite knowing about increased risk of deep joint infections since 2011.
Baby Formula NEC Lawsuit claims are being filed against manufacturers of cow’s milk-based baby formula products.
Claims allege that companies like Abbott Laboratories (Similac) and Mead Johnson & Company (Enfamil) failed to warn about the increased risk of necrotizing enterocolitis (NEC) in premature infants.
Here, at TruLaw, we’re committed to helping victims get the justice they deserve.
Alongside our partner law firms, we have successfully collected over $3 Billion in verdicts and settlements on behalf of injured individuals.
Would you like our help?
The California company C&A Naturistics is recalling its AK Forte supplement in response to a recent analysis that found undisclosed drugs in the product. According to the FDA, the company announced the recall last Thursday. The recalled product was sold online via Ebay and Etsy
The FDA warned consumers and health care providers today regarding a serious recall initiated by Staska Pharmaceuticals, Inc. of one lot of their Ascorbic Acid Solution for Injection (Preservative Free, Non-Corn) 500mg/mL, 50mL vials. The company issued the recall last Thursday after discovering potential contamination
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