What is Substantial Gainful Activity (SGA) in the context of SSDI?

Substantial Gainful Activity (SGA) refers to a person earning more than $1,550 per month (or $2,590 per month for people who are blind), which is considered engaging in significant work activity. If an individual is performing SGA, they may not be eligible for SSDI benefits.

What role does Disability Determination Services (DDS) play in the SSDI application process?

Disability Determination Services (DDS) is a state agency responsible for determining whether SSDI claimants meet the medical requirements for disability benefits. DDS works with the Social Security Administration (SSA) to gather and evaluate relevant information, including medical records and consultative examinations, to make a well-informed decision on an applicant’s eligibility.

What are the work credit requirements for SSDI eligibility?

To qualify for SSDI benefits, individuals must have contributed to the Social Security system through payroll taxes or self-employment taxes for a sufficient period. The number of years required varies based on the applicant’s age, with those 50 years old needing at least 7 years of work and those 62 years or older requiring at least 10 years.

What are the financial and residency requirements for SSI disability benefits?

Supplemental Security Income (SSI) is a means-tested program, meaning that applicants’ income and assets must fall below certain thresholds to be eligible. Additionally, SSI applicants must be U.S. citizens, U.S. nationals, or qualified aliens meeting specific residency conditions.

What are Activities of Daily Living (ADL) in the context of SSDI eligibility?

Activities of Daily Living (ADL) are the basic activities people do every day, such as eating, bathing, dressing, toileting, and transferring. Disability claims examiners may ask questions about an applicant’s ability to perform ADLs to understand the practical impact of their medical condition on their functioning and determine eligibility for SSDI benefits.

What medical conditions may qualify for SSDI benefits?

The Social Security Administration (SSA) has a list of impairments that may qualify for SSDI benefits, including cancer and blood disorders, cardiovascular conditions, mental health conditions, musculoskeletal disorders, and neurological conditions, among others. The severity and duration of the condition, as well as its impact on the individual’s ability to work, are key factors in determining eligibility.

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