What is SSDI and how does it help disabled individuals?

Social Security Disability Insurance (SSDI) is a federal program that provides monthly benefits to individuals who have worked and paid Social Security taxes but can no longer work due to a severe medical condition. These benefits offer financial assistance to disabled workers and certain family members.

How much can I expect to receive in SSDI benefits?

In 2024, the average SSDI benefit is $1,537 per month. However, the actual amount you may receive depends on factors such as your average lifetime earnings before your disability began.

What is SSDI backpay and how does it work?

SSDI backpay covers the period between your disability onset date and the date your application is approved, up to 12 months before your application date. Backpay starts from the 6th full month after your established onset date, due to the 5-month waiting period.

What health care coverage is available to SSDI recipients?

Most SSDI recipients become eligible for Medicare benefits after a 24-month waiting period from the time they start receiving SSDI benefits. Some recipients may also be automatically eligible for Medicaid, depending on the state in which they reside.

What are the eligibility criteria for SSDI benefits?

To qualify for SSDI benefits, you must have sufficient work credits and a medical condition that meets the Social Security Administration’s definition of disability. This means your condition must prevent you from engaging in substantial gainful activity for at least one year or is expected to result in death.

What should I do if my SSDI application is denied?

If your initial SSDI application is denied, you have the right to appeal the decision through a four-stage process: reconsideration, hearing by an Administrative Law Judge, Appeals Council review, and federal court review. Working with an experienced SSDI attorney at <a href="https://www.trulaw.com/" rel="noopener noreferrer">TruLaw</a> can help guide you through the appeals process and improve your chances of overturning a denial.

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Oct 1, 2024

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SSDI Benefits

SSDI Application Process

What are the Rules for Working While on SSDI

SSDI Medical Evaluation

SSDI Determination Process

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